If you are an owner of a car, or you drive a vehicle, you know that you must be insured. While it is easy to view car insurance as an additional expense, car insurance does have a purpose. Car Insurance Nocatee Fl protects you from the costs that accrue if you are involved in a vehicular accident. Whether it is the fault of another driver, or yourself, insurance helps with the costs.
Here are three things car insurance covers.
Damage to Your Property
If you are involved in a vehicle accident, the best case scenario is that you, the other driver and any passengers will experience no injury. Then, the vehicles will not experience damage, either. Whether the accident was the fault of the other driver, or yourself, car insurance protects you from financial loss. Damage to your car is covered under your policy. This means that scratches and dents are taken care of as well as more severe damage like a broken fender or glass. In cases where your vehicle is declared a total loss, your policy will dictate if you qualify for a comparable replacement or payout.
Liability
In a car accident, if you are deemed to be at fault, your car insurance policy covers your liability. Whether the other person’s vehicle was damaged or they sustained injuries, the costs associated with the damage and their medical bills are covered by your policy.
Your Medical Bills
Regardless of fault, your insurance policy can cover any medical bills you incur due to personal injuries you sustain. Depending on the policy you pick, you may also be covered for lost wages.
While car insurance is an additional bill you must pay, it offers several benefits and is required by law. For Car Insurance Nocatee Fl, call Thompson Baker Insurance, today.
