If you live in Round Rock, TX and are in-between jobs or waiting for your insurance coverage to go into effect, a shot term health insurance plan may be the perfect solution for you. Your insurance agent knows all the specifics about short term health insurance plans and can help you find a plan that is right for you.
Why You Should Consider a Short Term Health Insurance Policy
You may be waiting for coverage to begin for a new job or you may be in-between jobs. The thing is – accidents or illnesses don’t wait to happen until it is convenient for you. You need to make sure you and your family have proper medical protection for any unexpected illness or injury. This is not something you want to leave to chance. You never know what you will face during a 24-hour period. If you wait until you become ill or have an accident, it is then too late to seek out a health insurance policy. These types of short term health insurance plans are also ideal for seniors who may be waiting for the Medicare coverage to go into effect. This short term insurance is also great because you don’t have to wait to add your dependents. For example, if your child is going to camp and needs immediate medical coverage, this is possible with a short term health insurance plan. Don’t wait until it is too late. You should visit your Round Rock insurance agent to discuss the benefits of a short term insurance policy.
Will I Get the Same Coverage as a Regular Health Insurance Plan?
Just because a health insurance policy is short term does not mean it does not provide you with the same benefits as a regular insurance policy. You get full medical benefits, often at a fraction of the cost of a regular health insurance plan. Companies that sell these plans must be approved by the state insurance commissioner where they are selling insurance. These are reputable companies selling a high-quality insurance product. Short term insurance plans can be purchased for as little as 30 days or for as long as one year.
There are certain exclusions with a short-term insurance plan. Routine health care exams or pre-existing conditions may not be covered. With most short term plans, you will have to pay a deductible and a co-pay for medical care and prescriptions. There are different specifics to each plan depending on the company who offers it. To find out more, schedule a consultation with your insurance agent.
Don’t be left without health insurance when you need it most. If you have started a new job or are in-between jobs, visit your Round Rock insurance agent to find out about the benefits of a short term health insurance plan. Most short term health insurance plans are simple to enroll for and you can have coverage very quickly, even by the next day.
