If you’re in the position where you need to file an insurance claim, you are probably lost in the woods. It can be hard to understand what your legal rights are in the world of insurance. You would like to let your insurance company handle everything, but you know it wants to minimize costs. Therefore, you are kind of left alone in the whole ordeal. The good news is that you can get someone to represent your interests. If you hire an insurance claim attorney in Naples, you’ll have an advocate who cares about the best outcome for you.
The first thing you need to know before delving further is what you are covered for. An insurance claim attorney Naples will need to know the details about your policy. This is listed on your declarations page. This document will include all of the coverage limits, exclusions and riders. Make sure to have this information available when you contact an attorney for help.
It’s not true that you have to sue your insurance company to get results. The help of an insurance claim lawyer Naples can be enough. Experienced lawyers know how to negotiate with insurance companies. Often, they can get you a higher settlement amount than you can get on your own. If this amount will be enough to pay the damages or injuries you suffer, you will not have to file a lawsuit. This can save you a lot of time and money in the long run.
You have probably heard the term arbitration used in the context of lawsuits. Arbitration is a process where two sides try to come to an agreement to avoid litigating in court. The final decision in the matter can be binding on both parties, or non-binding. A related term is mediation. Mediation involves a more informal settlement conference. Both of these steps are unnecessary if your attorney is successful in negotiating a settlement with the insurance company.
