Are you thinking about operating a motorcycle in the State of Kansas? If so, there are many rules to be aware of when riding your motorcycle, including understanding what constitutes a motorcycle. Agencies that sell Motorcycle Insurance in Wichita KS must ensure that all their clients operate under the Kansas law, otherwise they cannot sell them insurance. The agencies themselves will run the risk of having their insurance licenses suspended or revoked if their clients have not successfully met all the requirements necessary for motorcycle insurance.
In Kansas, a motorcycle is defined as any motorized vehicle that has three wheels or less which are in contact with the pavement. Such vehicles are also equipped with a seat or saddle for riding. This would include three-wheelers, mopeds, and motor scooters, as well as regular motorcycles. However, a farm tractor or other kinds of tractors are not included. Those who are interested in riding a motorcycle are also required to take a state-funded course in motorcycle safety. Without taking the course, no individual can apply for motorcycle licenses.
Those who are applying for motorcycle insurance must pass the test given by the state. They must carry at least a minimum liability insurance of $25,000 for individual bodily injury, $50,000 per accident for bodily injury and $10,000 per accident for property damage. So severe are the penalties for failure to maintain this minimum liability that you could face a fine of $1,000 or six months in jail for your very first offense. The cost of your insurance will depend on variables such as your age, sex, credit score, education and driving history.
Andy Woodward Insurance Agency has been providing insurance solutions for clients in Wichita, Kansas and the surrounding area for several years. In addition to providing motorcycle insurance, the agency also offers other vehicle insurance for cars, trucks and sports utility vehicles. The agency cover homeowner’s insurance also and life insurance. Whatever your insurance needs are, Andy Woodward Insurance Agency has options to serve you. If you are in need of Motorcycle Insurance in Wichita KS, you can visit the website of Andy Woodward Insurance at Domain URL.
