Are you looking for a good car insurance company in Conroe, TX? If your answer is yes, you ought to call the Metro Allied Insurance Agency for a free quote on the phone. In fact, to make your life less complicated, Metro Allied can take care of all your insurance needs. If you have your car insurance at one company, your homeowner’s insurance at another, flood insurance at a third company, and so on, you will be writing checks to several different companies, and dealing with several different agents. To avoid confusion, it makes more sense to get all your insurance at just one place.
As an independent agency, Metro Allied stays on the lookout for top rated insurance policies at reasonable prices. That is one of the advantages of dealing with an independent agent. Other insurance agents who work for just one company can only offer you insurance from that one company. The independent agent can offer you a selection of insurance plans from a variety of companies. The agent will work with you to find the best coverage at a price that works for your budget. A larger, non-independent insurance company has fewer options than an independent agency does when your insurance needs change.
The state department of insurance in Texas estimates that up to 20 percent of all drivers have no car insurance. That is why state lawmakers have made it obligatory for drivers to have liability insurance. The minimum liability requirements for your car are 30/60/25. This means that you have coverage for bodily in the amount of 30,000 dollars for one person in one accident; you have 60,000 dollars total bodily injury coverage per accident; and you have property damage coverage of 25,000 dollars per accident. The insurance card should be kept in your vehicle so it will be handy to show to law officers if you have an accident. The card is also needed to apply for a driver’s license and to register your car.
If you are making payments on your vehicle, the lender typically requires you to also have collision and comprehensive insurance. Collision takes care of damages to your car in a crash, and comprehensive covers other things not related to a collision such as fire, theft, storm damage, and the like. Metro Allied can help you find the best deal for these too.
