Owning a homeowners insurance policy will not stop damage or destruction from happening to your residence or possessions. But, it can give you a financial safety net when unforeseen circumstances occur. The standard coverage you will get will protect your house and reimburse you for some belongings, like furniture and electronics, that can get stolen or damaged. But, there are also lesser-known protections that you also should be aware of. Below are unexpected coverages that come with homeowners insurance.
Guest Medical Protection
One of the best parts of having a home is inviting loved ones to spend time with you. While you are having fun with them, you never think that something devastating could transpire. However, mishaps can happen at any time, and one of your visitors can get injured. In those cases, a Denver homeowners insurance policy will have guest medical protection. This will assist in paying for the resulting medical expenses.
Living Expenses Coverage
The devastation that results from a fire, flood, or any other event can cause serious ruin to your property. After you have incurred this damage to your home, it may not be safe to reside there while repairs get carried out. You would benefit from a Denver homeowners insurance policy with living expenses coverage. You could use this to help pay for temporary living costs, such as hotel bills, restaurant meals, storage fees, and more.
If you have more questions about a Denver homeowners insurance policy, an insurance broker can help. Contact Longevity Insurance at
www.longevitybrokers.com.
